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Why Service Members Should Create a Last Will and Testament

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Serving in the military is a noble and selfless commitment, one that often involves facing unique risks and responsibilities. While active duty demands focus and readiness, it’s also a time when estate planning becomes especially important. One of the most critical documents service members should consider is a Last Will and Testament.

Whether you’re deployed overseas or stationed stateside, having a will in place provides peace of mind for you and your loved ones. Here’s why it matters.

1. What is a Last Will and Testament?

A Last Will and Testament is a legal document that outlines how you want your assets distributed after your death. It also lets you name a guardian for your children and appoint an executor to carry out your wishes.

For service members, this document becomes even more vital due to the nature of military life.

2. Why It’s Especially Important for Military Personnel

Being in the military often means your life circumstances are more dynamic and unpredictable than those of civilians. Here’s why having a will should be part of your preparation:

  • Combat and Deployment Risks: Active duty service members face inherent risks, and a will ensures your wishes are followed if something unexpected happens.
  • Protecting Your Family: If you have a spouse or children, a will helps avoid legal uncertainty and makes sure your loved ones are cared for according to your plans.
  • Clarity During Hard Times: A clear and legally binding will can reduce stress and conflict among family members during an already emotional period.
  • Efficient Estate Management: Naming an executor allows for faster, smoother handling of your estate, avoiding unnecessary court involvement.

3. What a Will Can Include

A Last Will and Testament gives you control over many aspects of your legacy:

  • Distribution of assets like bank accounts, vehicles, and personal property
  • Nomination of guardians for minor children
  • Instructions for military benefits, such as Servicemembers’ Group Life Insurance (SGLI)
  • Selection of an executor to manage your estate

4. How to Create a Will as a Service Member

There are multiple options available for service members to create and update their wills:

  1. Legal Assistance Office: Every base has access to Judge Advocate General (JAG) offices where service members can receive free legal help.
  2. Prepare with a Service: If you prefer, you can also work with an estate planning tool that allows for a cost-efficient and quick solution, such as MyKeyDocs.
  3. Keep It Updated: Life changes—like marriage, children, or changes in duty status—are good times to review and revise your will.
  4. Store It Safely: Keep copies in a safe place and make sure your executor and trusted family members know where to find them.

Final Thoughts

Military life requires strength, commitment, and planning—and that includes your future. Creating a Last Will and Testament is one of the most thoughtful and responsible things you can do for those you care about. It ensures that your legacy is protected, your family is supported, and your wishes are honored, no matter where duty takes you.